Section 20: On the appearance of the judgment debtor before the

Court on the summons or warrant, he may be examined upon oath by, or on behalf of, the judgment creditor, and by the Court, respecting his ability to pay the money directed to be paid, and for the discovery of property applicable to such payment, and as to what debts are owing to him, and as to the disposal he may have made of any property, and he shall be bound to produce on oath, or otherwise, all books, papers and documents, in his possession or power, relating to property applicable to such payment. If the judgment debtor appears at the return day, but the judgment creditor fails to appear, the Court may award costs to the judgment debtor. Debtors (Cap. 24