Second Schedule, The Home Mortgage Finance Act, 2009

Section 6 Disclosure Requirements GOOD FAITH ESTIMATE Lender Sales Price Address Base Loan Amount Total Loan Amount Applicant(s) Interest Rate: Type of Loan: Property Address Preparation Date Loan Number The Information provided below reflects estates of the charges, which you are likely to incur at the settlement of your loan. The fees listed are estimates – actual charges may be more or less. Your transaction may not involved a fee of every item listed. A. Items Payable In Connection with D. Title Loan Charges 1. Origination Fee @ % + Le. Le. 1. Closing or Le. Escrow Fee 2. Discount Fee @ % + Le Le 2. Abstract or Title Search Le 3. Appraisal Fee Le. 3. Title Examination Le 4. Credit Report Le. 4. Document Preparation Fee Le 5. Lender’s Inspection Fee Le. 5. Notary Fee Le 6. Mortgage Insurance 6. Application Fee Le. Legal Fee Le 7. Assumption Fee Le. 7. Title Insurance Le 26 27 Schedule (Detailed description of property and site plan) Signed by the within named Mortgagor In the presence of Signed on behalf of Mortgagee acting under the authority of the company In the presence of 8. Mortgage Broker Fee Le. Le. 9. Tax Related Service Fee Le. Le. 10. Application Fee Le. Le. 11. Commitment Fee Le. Le. 12. Processing Fee Le. Le. 13. Underwriting Fee Le. 14. Wire Transfer Fee Le. E. STAMPING AND REGISTRATION CHARGES: 1. Stamp Duty Le. 2. Deeds Registration Fee Le. 3. Land Title Registration Fees Charge Le. 4. Registration Le. B. Items Required By F. Additional Settlement Lender to be Paid in Advance Charges 1. Interest for day @ Le /day Le 1. Survey Le 2. Mortgage Insurance Le Le. Premium 3. Hazard Insurance Premium Le Le. 4. Property Taxes/Rates _________ 5. Food Insurance Le Le. Le. Le. _____________ Le. Total Estimated Settlement Charges Le. ______________ Le. C. Reserves Deposited with Lender: 1. Hazard Ins. Mo. @ Le Per Mo. Le. 2. Mortgage Ins. Mo. @ Le Per Mo. Le. 3. Tax and Assmt. Mo. @ Le Per. Mo. Le 4. Flood Insurance Le Le. ‘S’/B” designates those costs to be paid by Seller/Broker “A” designates those costs affecting APR Total Estimated Monthly Payment: Total Estimated Funds Needed to Close Principal and Interest Le. Benefit Payment Le Estimated Closing Costs Le Real Estate Taxes Le Estimated Prepared items/ Hazard Insurance Le. Reserves Le. Flood Insurance Mortgage Le. Total Paid Items (Substract) Le Insurance Le. Other Other Le. Total Monthly Payment Le. Cash from Borrower Le THIS SECTION IS COMPLETED ONLY IF A PARTICULAR PROVIDER OF SERVIES IS REQUIRED: Listed below are providers of service which we required you to use. The charges indicated in the Good Faith Estimate above are based upon the corresponding charge of the below designated providers. 28 29 A. Items Payable In Connection with D. Title Loan Charges B. Items Required By F. Additional Settlement Lender to be Paid in Advance Charges Item No. Name and Telephone No. Nature of Address of Provider Relationship These estimates are provided to the Home Mortgage Finance Act. Applicant Date Applicant Date Applicant Date Applicant Date