Section 13, The Banking Act, 2019

(1) The Central Bank may inspect or cause to beinspected, the records of any person if it has reasonable grounds to suspect that the person is carrying out the business of banking without a valid banking licence issued under this Act. (2) Upon carrying out the inspection if it is found that there is evidence to prove that the business of banking was carried out partly or wholly without a licence, the inspecting officials may seize the relevant records to facilitate prosecution.